Roger Conrad's Utility Forecaster - Growth, Safety, Reliability, Income
Utility Forecaster -- www.utilityforecaster.com  
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(Next issue: 9/27/2008)

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Privacy Policy

Your privacy concerns are important to us. We have created this statement in order to fully demonstrate our firm commitment to privacy. The following discloses the information gathering and dissemination practices that we use when you are visiting our Web site.

E-mail Address. Your e-mail address is unique and when linked to your subscription, gives an added level of security when you access your account. We do not collect your e-mail address unless you specifically provide it to us.

When you register online, we offer a selection of e-mail preferences and services from which you may choose the type of e-mail you would prefer to receive. Preferences include market updates, free e-letters, service-related matters, special offers relating to your subscription, special offers from the publisher and sometimes offers from affiliate companies that we believe may be of interest to you.

You may modify your selections at anytime from the Subscriber Services section of the website. Additionally, every promotional e-mail we send includes a way for you to opt out of receiving similar messages in the future.

If you wish to evaluate, set or change your preferences now, please click on the following link: http://www.kci-com.com/service/csemailpref.asp

Postal Address. If you supply us with your postal address, you may receive periodic mailings from us with information about new products and services or upcoming events. You may also receive postal mailings from other reputable organizations that offer products and services that we think may be of interest to you. Outside of these organizations, we will not disclose any information unless required to do so by law or other regulatory authority.

If you do not wish to receive such mailings, please write to: changes@kciservice.com

Telephone Numbers. We will only contact you by telephone if we have a question about your order. We do not make your telephone number available to other organizations.

Personal Information. We do not collect or store personally identifying information about you unless you have knowingly provided such information. Personal information that you willingly provide will not be made available to other organizations.

Cookies. A cookie is a data file that is written to a computer’s hard drive when you visit certain sites. We use cookies on to this Web site to authenticate your user name and password, and to maintain the sign on for the duration of your visit. When you leave our site, our cookie leaves your computer. We do not collect, store or provide to others any personal information through the use of cookies.

Sponsors, Advertisers, and Links. This Web site may provide links to third-party web sites, such as those of our business partners and online advertisers. On these sites, other companies may collect personally identifiable information about you. This privacy statement does not cover the information practices of those parties and web sites. We encourage you to review their privacy policies to learn more about what, why and how they collect and use personally identifiable information.

E-mail Correspondence. E-mail is not privacy protected. Messages traveling through the Internet using e-mail processes are subject to viewing, alteration, and copying by potentially anyone on the Internet. We encourage you to send confidential correspondence only through the channels provided within this Web site. To contact us via a protected channel, click utilityforecaster@kci-com.com

Children’s Privacy. We do not provide products or services for children, and we do not knowingly collect personally identifiable information from children. In the event that we learn we have collected personal information about a child, we will delete that information from our database as quickly as possible.

If you would like to share your comments about our privacy policy, please write to: utilityforecaster@kci-com.com

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Legal

Copyright and Reprint Notice All of the content on this Web site is the property of KCI Communications, Inc., and is subject to KCI’s copyrights, trademarks, and intellectual property rights. You may not reproduce, retransmit, redistribute, upload or post any part of this Web site in any form or by any means, other than those strictly related to your own personal, noncommercial use. Any other use of our content is strictly prohibited unless prior written permission has been obtained from KCI Communications, Inc.

U.S. and International copyright laws protect all of the content on this Web site.

E-mail Disclaimer Although e-mail communications are generally reliable and received promptly, a small portion of e-mail messages may not be received by the intended recipient on a timely basis or at all due to circumstances beyond the control of KCI Communications, Inc., publishers of Personal Finance. KCI Communications and any of its editors are not responsible for a subscriber’s failure to receive such communication and make no warranty, representation or guaranty regarding the consistent, timely receipt of e-mail communications by the subscriber.

Links to Third-Party Web Sites This web site may contain links to third-party web sites, such as those of our business partners and online advertisers. KCI Communications, Inc. does not operate or control in any respect any information, products or services on these sites. These links do not constitute any endorsement by KCI Communications, Inc.

Disclaimer of Warranties and Liabilities The information contained in this web site has been carefully compiled from sources believed to be reliable, but its completeness, accuracy or usefulness is not guaranteed. KCI Communications, Inc., its officers and owners, the editors of Personal Finance and their respective affiliates, or accounts managed by such persons, may from time to time have a position in investments referred to in this web site.

Under no circumstances shall KCI Communications, Inc. or its affiliates be liable for any direct, indirect, incidental, or any other type of damages resulting from your use, or downloading of any content on this site.

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Security

Online Ordering and Transactions. We highly encourage you to complete any transactions or purchases online. Your confidential information and credit card number is SAFE when submitted through our Web site. Whenever you send sensitive information, we provide you access to our secure servers that allow encryption (“scrambling” to make it incomprehensible) of your data as it is transmitted to us.

Data Encryption. We employ proven security safeguards to protect confidential information from loss, misuse and unauthorized alteration as it passes between your computer and ours. We use proven security software, Secure Sockets Layer (SSL), from Verisign for this purpose.

Data Storage. Your account information is not permanently stored on our Web server. The information only resides on our Web server while you are viewing the information. It is permanently stored on our secured corporate computer systems, with proven security measures including firewalls (blocking of unauthorized access).

User Authentication. When you subscribe to this Web site, you choose a User Name and Password that is unique to you. You will be required to enter this User Name and Password every time you log into your account. To maintain complete security of your confidential information, do not disclose your User Name and Password to others.

Electronic Message and E-mail Security. E-mail is not a secure platform. Messages traveling through the Internet using e-mail processes are subject to viewing, alteration, and copying by potentially anyone on the Internet. We encourage you to transmit confidential correspondence only through this Web site, as your information is protected while passing from your computer to ours. We are not responsible for the security or confidentiality of communications you send to us using standard e-mail processes. To contact us on a secure platform, click utilityforecaster@kci-com.com.

If you would like to share your comments about our security policy, please write to: utilityforecaster@kci-com.com

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